Affordable Care Act - Laws & Bill Summaries


October 1, 2013
Open Enrollment Begins
January 1, 2014
Coverage Begins
March 31, 2014
Open Enrollment Ends

The Affordable Care Act was passed by Congress and signed into law by the President on March 23, 2010. On June 28, 2012, the Supreme Court rendered a final decision to uphold the health care law.

What is the purpose of ACA?

  • To help uninsured legal residents in California gain access to quality, affordable healthcare.

Who offers the insurance?

  • A group of private insurance companies, identified as the marketplace, will compete for your health care dollars. In California, the insurance marketplace is operated by Covered California. Covered California will offer private health plans at good values that cannot be canceled or denied for a pre-existing condition or illness.

How do patrons access Covered California?

How much will it cost to purchase health insurance through Covered California?

  • The cost of health insurance depends on how much coverage individuals choose to purchase and whether they qualify for financial assistance like tax credits. Tax credits will also be available to small businesses with nomore than 25 full-time equivalent employees to help offset the cost of providing coverage. Covered California is the only place where patrons can use tax credits to make insurance more affordable. Many Californians who have lower incomes will also benefit from lower costs in whatever plan they choose.

The bill summaries below are starting places, but do not contain the complete legislative history of the law.

Public Law 111-148
The text of PPACA, from the Government Printing Office (GPO)

House Resolution (H.R.) 3590
Bill summary of the final bill that became P.L. 111-148, from THOMAS.

PPACA Consolidated
Consolidated version of both laws, posted by the House Energy and Commerce Committee